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On Sept. 27, 2022, EMC Insurance Companies (EMC) announced that we have made the very difficult decision to exit the assumed reinsurance business conducted through EMC Reinsurance Company (EMC Re). Options for the management and/or runoff of existing EMC Re business are currently being explored.

EMC plans to focus on its core insurance products distributed through independent agents, including commercial property/casualty lines, bonds, and life insurance written through EMC National Life Company. This is a strategic move that we feel is necessary to position EMC for the future and the achievement of our strategic plans and goals.

As we transition out of the assumed reinsurance segment, EMC Re will not entertain any new business or renewals effective Sept. 27, 2022. We will, of course, honor any existing terms and conditions of treaties in effect. 

If you should have immediate questions, please email This email box is monitored by team members who will respond promptly to your needs.

We thank you, in advance, for your support and understanding as we navigate this change together