Many larger businesses are taking advantage of self-insurance and higher deductibles as an alternative to the traditional insurance market. If your business is self-insured or has a large deductible policy, EMC Risk Services, LLC, a multiline, third-party administrator, can conduct an in-depth assessment of your claims administration, costs management and loss control needs. Based on that assessment, we can custom design a claims management program to enhance your current insurance program.
Our services are provided on a fee basis and can be tailored to meet your business’s specific needs. We can help your company manage the costs of claims, reduce the incidence and severity of losses, and find additional insurance that will complete your existing coverage.
Additional Insurance Coverage
Businesses that are self-insured may not be covered for all risks and may require some traditional insurance coverage to complement their existing program. EMC Risk Services, LLC, can partner with EMC to address additional insurance needs such as workers’ compensation, general and umbrella liability, property, excess and errors or omissions coverage.
Claims Administration Services
With access to claim service offices strategically located throughout the country, EMC Risk Services, LLC, can quickly respond to situations to provide prompt and fair claim service. If your company has a substantial volume of claims, we can assign a full-time adjuster to your location.
Claims Cost Management Services
By providing business clients with access to the following proven claims cost management programs, EMC Risk Services, LLC, strives to manage claim costs that can result in significant savings for a client’s business.
EMC Risk Services, LLC
EMC Risk Services, LLC, can conduct an audit to review your current insurance plans and determine the quality of existing claims programs. Following the audit, we can recommend beneficial cost containment programs for your company.
Management Information Reports and Systems
Special reports and systems designed to keep risk managers informed of the status of all active claims are available. Using a Microsoft Windows-based program, EMC Risk Services, LLC, offers online computer services that give you immediate access to adjuster notes and other special reports. EMC Risk Services, LLC, can tailor this information report system to your business’s needs.