Boat Dealer Insurance
EMC Insurance Companies has the knowledge and expertise to provide you with the right boat dealer insurance. We offer a full range of marine dealer insurance policy options including boat trailer dealers, marine supply stores and outboard motor dealers.
What Type of Boat Dealerships Is This Coverage Right For?
The boat dealer insurance program is designed for boat dealers that are located away from the water and that will occasionally operate watercraft on non-navigable inland waterways.
Types of Boat Dealer Insurance
Your boat dealer insurance policy can include a variety of individual coverages, including:
Business Auto Insurance for Boat Dealerscovers company vehicles driven by your employees and provides protection in case of an accident.
For example, if your employee accidently causes a rear-end collision while driving a company vehicle, auto insurance would help cover the costs.
Cyber Liability Insurance for Boat Dealershelps your dealership recover from a data breach by helping cover the costs of:
- Computer software restoration
- Data recovery
- Defense and liability
- Identity recovery for key individuals within your organization
- Response efforts
- Third-party liability protection
Essential Property Insurance for Boat Dealershelps protect your dealership’s buildings, boat inventory and other property against physical damage.
For example, if your showroom is damaged due to a fire, property insurance would help cover it.
General Liability Insurance for Boat Dealersprotects your dealership from liability exposures such as injuries, faulty work or damage to a customer’s property.
For example, if a customer were to slip and fall while viewing your inventory, general liability would help cover the costs.
Umbrella Coverageprovides your business with additional security in the event of an expensive liability claim that would otherwise exceed your coverage limits.
Workers’ Compensation Insurancecovers medical expenses and compensation for workers who get injured while on the job (available in select states).
For example, if an employee hurts their back while lifting a piece of equipment, workers’ compensation insurance would help cover the costs.
How Much Is Boat Dealer Insurance?
The cost of your boat dealer insurance can vary depending on the size of your business and the type of services you provide. EMC can customize your marine dealer insurance program so it works for you. Contact a local independent agent and ask about EMC’s Boat Dealer Insurance Program.
Our Boat Dealer Insurance Stats
EMC proudly provides boat dealers insurance for more than 130 boat dealerships. We have over $3.4 million in written premium.
Types of Insurance Coverages for Boat Dealers
Property and Inland Marine Insurance
Commercial Auto Insurance
These are just some of the coverages offered through the EMC Boat Dealer Insurance Program. Talk with your independent insurance agent to learn more.
Disclaimer: This is a summary of coverages available. Coverage is subject to policy terms and conditions, limitations and exclusions, and may vary from state to state. Read your policy for specific terms and conditions or contact your local agent for details.
Hear From an EMC Policyholder
“Our underwriters always respond promptly and keeps us updated on what's happening with the new business marketing. They are extremely flexible and willing to think outside the box. Quotes are completed in a timely manner, almost always within our need by date.”
Safety and Loss Control Resources for Boat Dealers
EMC has provided loss control services for our policyholders since 1926. Our experienced loss control professionals can give you suggestions and solutions that can lessen your risks.
Visit the Loss Control page to learn more and access our extensive collection of online safety resources.
Count on EMC® For Quality Insurance for Boat Dealers
Whether you sell marine supply or boat trailers, EMC has everything you need for your boat dealer’s insurance policy. And with more than 110 years of experience, customers know they can Count on EMC®— and you can too.
*These services are available only in territories where EMC provides workers’ compensation coverage.
**This program is not available in all states.