Our Company

EMC Insurance Companies is in the top 60 property/casualty organizations in the United States and is one of the largest in Iowa, based on net written premium.

Founded in 1911, EMC Insurance Companies is financially solid, built on more than 100 years of serving policyholders and independent insurance agents. Today, EMC employs more than 2,400 employees in 19 locations across the country.

Corporate Review

EMC’s Corporate Review summarizes the accomplishments and financial results for EMC Insurance Companies and is distributed to agents and policyholders. The report, published every spring, reviews the prior calendar year.

2019 Corporate Review

EMC sells its products solely through independent insurance agencies in more than 40 states. We believe our partnership with independent agents brings a superior level of personalized service to the insurance process.

Company Highlights

EMC Named a Five-Star Carrier
EMC was named a five-star insurance carrier in a 2018 report issued by Insurance Business America, a leading business magazine for commercial insurance brokers and agents. EMC earned five-star ratings in the categories of reputation and financial security, claims processing, range of products and commitment to the broker channel.
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EMC Named a Top Workplace in Iowa
EMC was named a Top Workplace in Iowa by The Des Moines Register for the sixth time in 2019. The list is based solely on team member feedback gathered through a third-party survey administered by research partner Energage, LLC, a leading provider of technology-based employee engagement tools. The anonymous survey measures several aspects of workplace culture, including alignment, execution and connection.
More EMC award-winning workplaces

Corporate Structure

EMC Insurance Companies (EMC) is the trade name used by Employers Mutual Casualty Company (EMCC), several subsidiaries and affiliated insurance companies and EMC Insurance Group Inc.

Companies, Subsidiaries, Affiliates
EMCC Board of Directors
Executive Officers
Code of Ethics
Guide to Ethical Corporate Conduct

Our Mission

EMC’s mission is to grow profitably through partnership with independent insurance agents and to enhance the ability of our partners to deliver quality financial protection to the people and businesses we mutually serve.

Our Promise

Our brand promise—Count on EMC—represents the core values upon which EMC Insurance Companies has built its reputation. Since 1911, policyholders, agents and employees have come to Count on EMC for comprehensive protection, superior service and financial security.

EMC Values

The five EMC values are the essence of our company's identity. These are the beliefs we operate by that create our corporate culture. Keeping these values in mind while working with fellow employees, agents and policyholders enables us to fulfill our company mission. We are counting on all EMC employees to exercise these principles in their daily work.

• Honesty & Integrity—We gain the confidence and trust of others easily through honesty, integrity and authenticity.
• Customer Focus—We build strong customer relationships and deliver customer-centric solutions.
• Collaboration—We build partnerships and work collaboratively with others to meet shared goals.
• Innovation—We create new and better ways for EMC to be successful.
• Driving Results—We consistently achieve results, even under tough circumstances.