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Financial Strength

EMC Insurance Companies has maintained its reputation as a strong, financially stable company for more than 100 years. We have the capital to write high-quality, well-priced business, and we are confident that our underlying book of business is sound.

Corporate Financial Results

The most recent year-end financial results for EMC Insurance Companies are published in the Corporate Review.

Financial Strength Rating

EMC has a rating of A (Excellent) with a stable outlook from AM Best Company. This rating is assigned to companies that have an excellent ability to meet their ongoing obligations to policyholders, in AM Best’s opinion.

In its release, AM Best stated the ratings of EMC Insurance Companies reflect the group’s balance sheet strength, which the organization categorizes as strongest, as well as its adequate operating performance, neutral business profile and appropriate enterprise risk management.

The A (Excellent) rating applies to Employers Mutual Casualty Company (EMCC) and its five property/casualty subsidiaries. EMC Reinsurance Company also has a rating of A (Excellent), but its outlook was revised from stable to negative.

Read the press release.

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Contact us to learn about becoming an EMC agent.

Contact us to learn about become an EMC agent.