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Business Partner Code of Conduct

Employers Mutual Casualty Company and its subsidiaries (collectively referred to as “EMC”) are committed to conducting business honestly, with integrity, and in accordance with the highest ethical standards. As part of that commitment, EMC expects all of its business partners, including, but not limited to, suppliers, vendors, distributors, subcontractors and other service providers (“business partners”) to do the same. This Code of Conduct summarizes EMC’s expectations of all business partners.

Fair Dealing, Honesty and Integrity

EMC expects its business partners to be fair, honest and ethical in all activities and relationships involving or affecting EMC.

Protection of Information

EMC expects its business partners to maintain, protect, and keep confidential all EMC company and customer information. Any concerns about EMC’s information should be brought to EMC’s attention.

Intellectual Property

EMC expects its business partners to protect the intellectual property of EMC, and to consult with EMC in advance of using or disclosing EMC’s intellectual property.

Conflicts of Interest

EMC expects its business partners to avoid and report actual or potential conflicts between their personal interests and the interests of EMC. EMC team members are not permitted to give or receive anything of value which could be perceived to be a conflict of interest or to influence a business decision.

Fraud Prevention

EMC expects its business partners to notify EMC of any suspected or actual fraud related to EMC business. Any concerns regarding fraud or financial irregularities should be brought to EMC’s attention at

Legal and Regulatory Compliance

EMC expects its business partners to conduct business in full compliance with any and all applicable laws and regulations.

Insider Trading

Employers Mutual Casualty Company is the majority owner of EMC Insurance Group, Inc. (“EMCI”), a publicly-held downstream holding company. EMCI’s business is generated in conjunction with the operations of its parent corporation, Employers Mutual Casualty Company, and other affiliate and subsidiary companies. EMC expects its business partners to refrain from, and to refrain from assisting others in, transacting in EMCI’s securities or another company’s securities (including companies unaffiliated with EMC) while in possession of material, non-public information relating to EMC or relating to such other company obtained in the course of performing services for EMC.


EMC expects all of its business partners to comply with the terms of its contracts with EMC.

This Code of Conduct applies to all business partners engaged by EMC. EMC reserves the right to amend this Code of Conduct at any time without notice. This webpage is not intended to provide legal advice. If you have questions, you should seek advice from your own counsel. This Code of Conduct does not replace, supersede or override conflicting terms in any contract by and between EMC and a business partner.

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