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Commercial Programs

EMC has been providing commercial insurance for more than 105 years and specializes in designing insurance programs to protect the financial assets of many types of businesses and organizations. EMC works through independent insurance agents who can help you choose the programs and coverages that are right for your business. Plus, EMC policyholders can benefit from our superior loss control services and resources, which help identify risks and educate workers to prevent costly losses.


EMC offers several programs that provide well-rounded coverage for businesses and organizations:

EMC Businessowners: Provides coverage for buildings, personal property and liability for nearly 500 types of businesses. Auto, workers’ compensation and umbrella coverages are available, too.

EMC Choice®: Combines the most needed property and liability coverages for these specialty programs: boat dealers, equipment dealers, financial institutions, light manufacturers, printers, small artisan contractors and wholesalers.

Group Programs: Provides coverage tailored to the unique needs of certain businesses, industry and trade associations, schools, public entities and other groups with similar hazards and exposures.

Find an agent

A local independent insurance agent near you can help you find the right insurance for your needs.

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