Excess & Surplus Lines
EMC Underwriters, LLC is a wholly-owned excess and surplus lines subsidiary of EMC Insurance Group Inc. Its services are available to EMC agents and selected professional surplus line brokers. All lines of business are considered except primary automobile liability and workers’ compensation.
Commercial Packages
We offer commercial packages on many classes. Coverage is available on property for basic and
special form and up to $1,000,000 per occurrence/$2,000,000 aggregate limits on general liability.
Primary General Liability
- Alarm Installation and Service
- Civic Organizations
- Day Care Centers (outside of the home)
- Excavating/Grading of Land – Contractors
- Fire Protection & Sprinkler Contractors
- Gun Clubs, Hunting Clubs, Shooting Ranges
- Homeowners Association
- Janitorial
- Manufacturing (light to medium hazard)
- Restaurants/Bars/Taverns
- Vacant Buildings
- Welders
Specialty Coverages
- Ambulance Malpractice
- Contractors E&O (not available in all states)
- Contractors Equipment
- Hole-In-One
- Inland Marine Floaters
- Special Events
| Phone: Toll-free: Fax: |
515-345-7650 800-437-6005 515-345-7665 |
- Dan Crew, CPCU, CIC, CRM, President
- Marcy Boggs, VP Operations

