Motorcycle
Motorcycle insurance from EMC covers claims for bodily injury and property damage of others, including your passengers, when you are legally liable for an accident involving your motorcycle. The policy can also cover medical payments for injuries sustained by you or a member of your family, and uninsured and underinsured motorist losses to you or a member of your family. Coverage for damage to your motorcycle may also be added.
Additional Coverages:
- Sound receiving and transmitting equipment coverage — Certain permanently installed electronic equipment is covered at no additional cost.
- Motorcycle helmet coverage — If you purchase collision coverage, your policy automatically provides coverage for any damage to the motorcycle helmets worn by you and your passenger resulting from a covered collision. There is no charge for this additional coverage. (Not available in all locations.)
Premium Discounts:
- Seasonal discount — EMC recognizes the shorter motorcycle season in northern states by offering special reduced rates for annual motorcycle coverage.
- Multi-cycle discount — Save an additional 10 percent off the cost of insuring each cycle individually when you insure multiple motorcycles with EMC.
- Preferred cyclist discount — Where available, qualified motorcyclists can enjoy an additional 10 percent savings off the premium for each cycle owned.
