Products & Services
EMC Insurance Companies provides insurance products and services across the country in partnership with over 3,200 independent insurance agencies. Approximately 85 percent of the company’s volume is in commercial lines, with the remaining 15 percent in personal lines.
Offering protection for home, auto, business and life
We deliver quality financial protection to people and businesses including
the following products and services:
- Commercial Lines (property, casualty, auto, liability, workers’ compensation)
- Personal Lines (homeowners, ID theft, personal auto, motorcycle, dwelling, inland marine, personal umbrella)
- Loss Control Services
- Bonds
- Excess and Surplus Lines
- Life Insurance Products (through our affiliate, EMC National Life Company)
Policyholders, agents and EMC employees can Count on EMC for comprehensive protection, superior service and financial stability.

