Bonds — Surety & Fidelity
EMC Insurance Companies is treasury-listed and licensed in all 50 states with eight regional offices ready to respond to your bond needs. Contact information is listed below.
Contract Bonds
Contract bonds are bid, performance, payment, maintenance and supply bonds
written on behalf of the contractor/supplier. Coverage provides that the
contractor/supplier will faithfully perform the terms of the written contract.
Rapid Bonds
This special plan is designed for contractors needing small and infrequent
bonds. The requirements are less stringent than those for our standard contract bond program.
Court Bonds
Judicial Bonds
A judicial bond is one required by the court from a litigant for the
protection of the opposing litigants or other interested parties. The
purpose of the bond is to preserve the rights of the opposing litigant in
the granting of the privilege or remedy.
Fiduciary Bonds
Fiduciary bonds are required by the court of a fiduciary which covers loss
resulting from any failure of the fiduciary to faithfully perform the
duties and obligations required of them by law.
Fidelity Insurance
Fidelity insurance (employee theft coverage) indemnifies an employer for loss of money,
securities or other property caused by an employee theft from the employer. It may be
written mono-line, as part of a stand-alone crime policy, or as part of a package policy.
Fidelity insurance can be written for both commercial or governmental entities and
can include ERISA Employee Retirement Income Security Act) coverage.
License and Permit Bonds
Bonds required by state law, municipal ordinance or by regulations as a
condition precedent to the granting of a license to engage in a particular
business, or the granting of a permit to exercise a particular privilege.
Public Official Bonds
A public official bond guarantees faithful performance of duty by a public
official in a position of trust and provides for an honest accounting of all
public funds handled by the official. They may be written on an individual, schedule or blanket basis.
Miscellaneous Bonds
EMC’s Bond department has the resources to respond to your specialized and unique
bonding needs. Many of those needs may be of a financial guarantee nature such as a lost securities bond.
| Birmingham Branch Office (AL, FL, GA, LA, MS, TN) | |
| Phone: | 800-239-2005 |
| Fax: | 888-633-6112 |
| Email: | Melody.A.Massey@EMCIns.com |
| Chicago Branch Office (IL, MI, WI) | |
| Phone: | 800-942-7448 |
| Fax: | 630-620-2045 |
| Email: | Cynthia.M.Conboy@EMCIns.com |
| Cincinnati Branch Office (OH, IN, KY) | |
| Phone: | 800-732-5595 |
| Fax: | 513-221-8601 |
| Email: | Sharon.K.Smith@EMCIns.com |
| Dallas Service Office (TX) | |
| Phone: | 800-725-0802 |
| Email: | 972-669-1657 |
| Fax: | Darren.A.Halbur@EMCIns.com |
| Denver Branch Office (CO, ID, MT, NM, NV, UT, WY) | |
| Phone: | 720-200-3705 |
| Fax: | 888-992-3756 |
| Email: | Rocky.W.Pofahl@EMCIns.com |
| Des Moines Branch Office (IA and all other states) | |
| Phone: | 800-247-4445 |
| Fax: | 515-345-2994 |
| Email: | Liz.D.Beck@EMCIns.com |
| Kansas City Branch Office (MO, AR) | |
| Phone: | 800-821-4702 |
| Fax: | 816-943-1024 |
| Email: | Benjamin.P.Herman@EMCIns.com |
| Wichita Branch Office (KS, OK) | |
| Phone: | 800-223-0562 |
| Fax: | 316-263-1630 |
| Email: | Craig.A.Dreiling@EMCIns.com |
