Payment Options
EMC Insurance Companies offers you several convenient ways to pay your business and personal insurance premiums:
- Electronic funds transfer*
- Online credit card payment (personal insurance only)
- Online checking account payment*
- Payment by mail
- Payment through your EMC insurance agent
* These payment methods are available for all personal insurance policyholders and to business insurance policyholders in the following states: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin and Wyoming.
Currently we do not offer payment by phone.
Electronic Funds Transfer*
With electronic funds transfer, your payment is automatically deducted from your bank account each
time your premium is due. No checks to write. No postage to pay. No need to worry about
forgetting to make your payment.
Each payment appears on your bank statement for easy record keeping. When you use electronic funds transfer, you avoid transaction charges which are applied to monthly billings when you pay by check or credit card.
To sign up for electronic funds transfer:
- Download, print off, fill out and sign the Policyholder Authorization for Electronic Funds Transfer
- Attach a voided check or savings account slip
- Mail the Authorization Agreement and voided check or savings slip to your EMC agent
Be sure to pay the current amount due on your policy and any additional invoices you receive. This will ensure that your coverage is continued until your electronic fund payments begin.
* These payment methods are available for all personal insurance policyholders and to business insurance policyholders in the following states: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin and Wyoming.
Online Payment*
If you are not set up for electronic funds transfer and need to make sure your insurance payment arrives
on time, you can use your credit card (personal insurance only) or checking account to pay your bill
online. All you need is your EMC account number and the ZIP code shown on your billing statement.
Enter your payment through our website by clicking below:
Payment must be entered on the website by 6:45 p.m. CT, Monday-Friday (excluding holidays), to be credited to your account the same day.
The same transaction fees that apply to mailed payments are applied to each online payment. A payment entered on the website is applied to your credit card*or taken from your checking account the following business day.
For website assistance, contact EMC Online Assistance between 8 a.m. and 4:30 p.m. CT, Monday-Friday (excluding holidays).
Phone: 515-345-4566
Toll Free: 800-988-1423
Email:
OnlineAssistance@emcins.com
If you get voice mail, please leave a number where you can be reached.
If you have billing questions, contact your EMC insurance agent.
* These payment methods are available for all personal insurance policyholders and to business insurance policyholders in the following states: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin and Wyoming.
Payment By Mail
You can always mail your payment along with the bottom portion of your invoice to:
EMC Insurance Companies
P.O. Box 219225
Kansas City, MO 64121-9225
A transaction fee is charged for mailed payments.
