Account Billing Plan
EMC’s account billing plan* is similar to how credit card statements work. We bill you for individual insurance policies just as a credit card company bills you for purchases made at individual retail and service stores. Then we apply your payment on your monthly balance to your account, not to individual insurance policies—the same way a credit card company applies your payment to your monthly balance, not to individual purchases.
Flexible Payments
With the account billing plan, you may pay the minimum monthly amount due,
the full account balance or any amount in between. If you pay more than the minimum due,
we apply the difference as a credit to your account. You won’t receive another bill
until the credit in your account is not enough to pay the minimum amount due.
Payment Schedule
We issue your statement at least 20 days before the payment is due. To
continue your policies in force, you need to pay at least the minimum amount
due. If we receive less than the minimum due, all the policies in your
account could be canceled. If your policies are not cancelled for the
non-payment, the full account balance may be required on future billings.
View a sample business insurance billing notice
Personal Insurance Payment Options
EMC Insurance Companies offers several convenient ways to pay your personal insurance premiums
including electronic funds transfer, online credit card or checking account payments, payment
by mail or through your EMC insurance agent.
Business Insurance Payment Options
Commercial insurance policyholders in select states* can choose to pay their bill
by electronic funds transfer or online by e-Check. All business insurance policyholders
can pay by mail or through their EMC insurance agent.
To find out more about payment options, click here.
* The account billing plan is available to all personal insurance policyholders and to business insurance policyholders in the following states: Delaware, District of Columbia, Louisiana, Maryland, Mississippi, Nebraska, New Jersey, North Carolina, Pennsylvania, Virginia and West Virginia.
