Municipalities
Due to unique exposures like police officers, water treatment plants and fire fighters, municipalities face many unique loss control challenges. EMC insures over 5000 cities and townships across the United States, giving us a unique understanding of those challenges as well as loss control expertise that many other insurance companies can’t offer. EMC’s experienced consultants and engineers work with municipalities to reduce and eliminate losses with services and products specifically designed for your industry. In addition to partnership service and compliance benchmarking surveys, the following online resources designed specifically for municipalities can help keep losses to a minimum.
Loss Prevention Information Manual Sections
- Bloodborne Pathogens
- Confined Space
- Electrical Safety
- Employment Practices
- Fall Prevention at Elevation
- Harassment Prevention
- Hazard Communication
- Hearing Conservation
- Landscaping Safety
- Municipal Canine Guideline
- Personal Protective Equipment
- Safety Coordinator
- Traffic Sign Inspection and Maintenance
- Trenching and Excavation
Loss Control Insights Online
EMC helps contractors keep up to date on the most recent safety and loss control strategies
for their industry with quarterly articles on our website. Check Loss Control Insights Online
for tips on avoiding costly accidents and injuries.
Safe Driver Awards
EMC’s
Safe Driver Award Program is a joint effort between EMC Insurance
Companies and our commercial auto policyholders. The program is designed to reward
safe drivers who are not involved in preventable accidents. Together, we can help
reduce the injuries, damages and operational costs of motor vehicle accidents.
Equipment Loss Prevention Services
Equipment protection insurance from EMC Insurance Companies is a smart way to protect the financial
assets of your business. And reducing the likelihood of losses from equipment breakdown by
implementing proven loss prevention measures is even smarter. Preventing the interruption of
operations, loss of production and impact on customer relations is important to your company’s
continued financial stability. EMC offers its policyholders the loss prevention services of Hartford
Steam Boiler (HSB)—the world’s oldest and largest insurer of equipment, machinery and
technology. Learn more


