EMC Insurance Companies
Become an EMC Agent, Agents Count On EMC, Agent Access, Internet Services, Agency & Internet Help, Insurance Products, Claim Service, Loss Control, Frequently Asked Questions Account Billing, Payment Options, Claim Reporting, Commercial Insurance, Personal Insurance Loss Control Stock Price, News Releases, Annual Reports, Financials (GAAP), SEC Filings, Corporate Governance, Dividend Reinvestment Program Bonds & Surety, Claim Service, Commercial Insurance, Excess & Surplus, Life Insurance, Loss Control, Personal Insurance, Reinsurance, Small Business Online Services, Employee Safety & Health Services, Property Services, Commercial Auto Services, Loss Control Insights, Safety News, Loss Control Team, Website Help Become an EMC Agent, Branch Offices, Corporate Information, Careers at EMC, Financials, Corporate Review, Promos & Ads, Contact Us
EMC Insurance Companies

The Roof Mold Connection

You think a leaky roof is a problem? Wait until you read what can happen when that moisture leads to mold. Many building owners are starting to understand how mold can degrade indoor air quality, which can result in “sick building” symptoms and potential lawsuits.

“It appears moisture may be the single most probable catalyst to affect mold growth,” notes Curtis Liscum of Benchmark, a leading roofing consulting firm that partners with EMC on roof inspections. “Our experience has proven that leaks in a building can contribute to mold growth within as little as 24 to 48 hours.”

Benchmark roof inspectors have observed mold in ceiling tiles at areas of repeated roof leaks or areas where a lack of insulation creates condensation drips. They also note that mold can spread in gypsum board behind vinyl wallpaper where roof/window/wall leaks or condensation create a moist environment and the vinyl wallpaper prevents the moisture from drying out into the interior of a room.

In Case of Mold
Benchmark and EMC loss control experts stress that extreme care and diligence should be exercised to ensure that hidden and hard-to-see surfaces are thoroughly investigated for mold. Moisture meters should be utilized to determine excessive moisture content that would promote fungal growth. When investigating for mold, it is important to follow these safety tips:

Once the extent of mold is determined by visual assessment, remediation is next. Nonporous and semiporous materials that are structurally sound can usually be cleaned. Porous materials generally require removal and disposal.

Be Aggressive About Roof Maintenance
It appears that mold growth and roof leaks are directly related. That being the case, annual roof maintenance may be the first line of defense against mold development. If leaks do exist, they must be investigated and repaired immediately. An aggressive maintenance program should not only provide tangible results in mold prevention, but should go a long way in improving the health and welfare of employees, staff and visitors to your building.

For tips on developing a roof maintenance program click here.

Back to Insights Newsletter Spring 2008