EMC Insurance Group Inc.
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Stockholder Information

Transfer Agent
American Stock Transfer & Trust Company
6201 15th Avenue
Brooklyn, NY 11219
Phone: 866-666-1597 (designated number for EMCI stockholders only)

Dividend Reinvestment and Common Stock Purchase Plan
The Amended and Restated Dividend Reinvestment and Common Stock Purchase Plan (the "Plan") provides all registered holders of the company’s common stock with a simple and convenient method of purchasing additional shares of common stock automatically with all or part of their cash dividends. The plan also provides for optional cash payments of up to $5,000 per month, free custodial service for depositing common stock certificates and the ability to sell shares of common stock through the plan.

No brokerage commissions, service charges or fees will be charged to plan participants for purchasing additional shares of common stock through the plan. Plan participants will incur a modest administrative charge and applicable broker fees in connection with the sale of shares through the plan.

More information about the plan can be obtained by calling American Stock Transfer & Trust Company, LLC, the Company's stock transfer agent and plan administrator.

Three for Two Stock Split
On May 7, 2015, the company announced that its board of directors approved a three for two stock split of the outstanding shares of common stock, effected in the form of a 50 percent stock dividend. Stockholders of record at the close of business on June 16, 2015, received one additional share of common stock for every two shares of common stock held. The additional shares of common stock were distributed on June 23, 2015. The common stock began trading at its split-adjusted price on June 24, 2015. The par value of the common stock remained at $1.00 per share following the stock split. The stock split did not change the proportionate interest that a stockholder had in the company.

Frequently Asked Questions about the Stock Split
Stock Split Shareholder Letter
Form 8937 for Stock Split