2003 News Releases

11/04/03

EMC Insurance Group Inc. Reports 2003 Third Quarter Results and Declares 88th Consecutive Quarterly Dividend

09/19/03

EMC Insurance Group Inc. Reports 2003 Third Quarter Reserve Strengthening

08/12/03

EMC Insurance Group Inc. Declares 87th Consecutive Quarterly Dividend

08/07/03

EMC Insurance Group Inc. Reports 2003 Second Quarter Results

05/20/03

EMC Insurance Group Inc. Declares 86th Consecutive Quarterly Dividend

05/01/03

EMC Insurance Group Inc. Reports 2003 First Quarter Results and Employers Mutual Casualty Company, Majority Shareholder, Announces Additional Stock Purchase Program To Maintain 80 Percent Ownership Threshold.

04/09/03

EMC Insurance Group Inc.'s Majority Shareholder, Employers Mutual Casualty Company, Announces Stock Purchase Program to Maintain 80 Percent Ownership Threshold

03/11/03

EMC Insurance Group Inc. Restates Results for the Fourth Quarter and Year Ended December 31, 2002 Due to Subsequent Event

02/25/03

EMC Insurance Group Inc. Reports Results for Fourth Quarter of 2002 and Declares Quarterly Dividend

01/29/03

EMC Insurance Group Inc. Clarifies Financial Information Released by its Parent Company and Announces a Change in Employers Mutual's Dividend Reinvestment Percentage