Liability

Liability insurance covers business risks arising from injuries or property damage that is caused by a business’s products, completed jobs, premises or operations. EMC offers general liability, umbrella liability and employment practices liability insurance, in addition to business property, business auto, crime, errors and omissions, and workers’ compensation coverage.

General Liability

EMC’s commercial general liability insurance can protect your business from liability exposures, including premises and operations, independent contractors, product liability, and completed operations. From injury or property damage resulting from defective design or production, to a fall and injury at your place of business, we’ve got you covered.

Umbrella Liability

An important part of your insurance portfolio, an EMC umbrella policy adds protection and is a key insurance and risk management tool that may provide your business with additional security in the event of a catastrophic liability claim.

Employment Practices Liability

Employment practices liability (EPL) coverage is available as part of the EMC Choice^® Businessowners program. Our EPL coverage, designed for “Main Street” businesses with 50 employees or fewer, can help defend against employment discrimination, sexual harassment and wrongful termination employment claims that can be expensive, disruptive and time-consuming.