EMC Insurance Companies
Home > Personal Insurance > Claim Services
Personal Insurance
Policyholder Access
Umbrella Excess Liability
Claim Services
Payment/Billing Options

Availability of coverages & services
varies by state/territory

Claim Services

At EMC, our approach to handling claims is simple:

  • We investigate every claim
  • We explain what’s covered and what isn’t covered
  • We pay the claims we owe as quickly as possible

Report a Claim

If you need to report a home, auto or other personal lines claim, choose one of the following convenient options:

  • Call our toll-free, 24-hour claim reporting number: 888-362-2255
  • Submit your claim online by logging in to Policyholder Access
  • For an auto claim, go to emcins.com from your mobile phone and select Report a Claim (watch how)
  • Contact your independent insurance agent or your local EMC claim office
General Guidelines for Auto and Property Claims

Get in a fender-bender?

Now you can use your mobile phone to quickly and easily report a personal auto claim. Simply go to emcins.com from your phone and select Report a Claim to get started.

To see how simple it is, watch a quick tutorial.



Policyholder Access

Find out how to get quick, secure, online access to your personal insurance policy and account information. » Learn More


Can't Find what you are looking for at EMC?