Auto

If you’re like most people, driving is part of your everyday life. You can Count on EMC^® to protect you against claims for which you may become liable due to an automobile accident. EMC offers outstanding, affordable coverage designed to give you peace of mind by protecting you, your family and your car.

In addition to providing complete protection for your basic auto insurance needs, EMC offers you a full selection of optional coverages, allowing you to tailor your auto insurance program for you and your family. We also work with independent insurance agencies across the country to assure a competitive rate on the coverages you select.

Coverages

EMC’s personal auto insurance provides the following coverage:

• Liability (includes bodily injury and property damage)
• Medical Payments
• Personal Injury Protection
• Uninsured Motorists/Underinsured Motorists
• Uninsured Motorists Property Damage
• Collision
• Other than Collision (Comprehensive)
• Towing

Other Optional Coverages

• Optional limits transportation expenses
• Increased limits for excess sound reproducing equipment
• Audio, visual and data electronic equipment
• Tapes, records or other media
• Auto loan/lease

Premium Discounts

EMC offers several discounts* that can make a significant difference on your auto insurance premium:

• Bonus Renewal Plan—Available to policyholders who continue their coverage with EMC for three consecutive years; this plan waives surcharges for your first at-fault accident.
• Combination Policy Discount—Available when you insure both your auto and your home with EMC.
• Multi-Car Discount—Available to policyholders who insure more than one auto under the same EMC insurance policy.
• Accident-Free Discount—Rewards you for a good driving record.
• Additional Discounts—Depending on your age, driving record and your car’s equipment, you may qualify for the following additional discounts:
  • Defensive driving discount
  • Good student discount
  • Antitheft device discount
  • Passive restraints discount
  • Antilock braking system discount

* Policy premium discounts may vary by territory.