Small-Midsize Businesses

We are experts at designing the coverages for your small or midsize business to protect your business, property, employees and more.

EMC offers competitively priced property, liability, auto, workers’ compensation, data compromise, crime, and errors and omissions insurance products, as well as employment practices liability and umbrella coverages.

Through our EMC Choice programs, we combine the most-needed property and liability coverages for selected industries. Our group programs offer enhanced protection and targeted loss control services for selected classes of businesses.

Read on to find out how EMC differs from the competition with local underwriting service and knowledgeable independent agents, plus comprehensive loss control and claim services.

Local Offices and Agents

EMC provides outstanding local service through our network of offices strategically located across the country. This allows your small or midsize business’s insurance needs to be handled by an underwriter close to your area who truly knows your market and business climate. EMC is represented through local independent insurance agents who understand you and your community. For more information, contact an independent insurance agent near you.

Loss Control Services

Loss control plays an important role in keeping your business’s losses to a minimum. EMC provides the resources, information and tools for policyholders to help prevent unwanted incidents from occurring in the first place. EMC policyholders have easy, exclusive access to online loss control services such as disaster planning tools, technical/hazard information and a safety video lending library.

Claim Services

When a claim does arise, we’re there for you with the local claim service you deserve. EMC pledges to pay the claims we owe as quickly as possible, so you can get your business back on track.