Excess & Surplus Lines - EMC Underwriters, LLC

The services of EMC Underwriters, LLC are available to EMC agents and selected professional surplus line brokers. All lines of business are considered except personal lines, primary automobile liability and workers’ compensation.

Commercial Packages

We offer commercial packages on many classes. Coverage is available on property for basic and special forms and up to $1,000,000 per occurrence/$2,000,000 aggregate limits on general liability.

Primary General Liability

• Alarm installation and service
• Civic organizations
• Day care centers (outside of the home)
• Excavating/grading of land – contractors
• Fire protection and sprinkler contractors
• Gun clubs, hunting clubs, shooting ranges
• Homeowners association
• Janitorial
• Manufacturing (light to medium hazard)
• Restaurants/Bars/Taverns
• Vacant buildings
• Welders

Specialty Coverages

• Ambulance malpractice
• Contractors E&O (not available in all states)
• Contractors equipment
• Hole-In-One
• Inland marine floaters
• Special events (fairs, festivals, town celebrations, fireworks displays and miscellaneous events)
• Chambers of commerce – annual coverage (special events may also be considered)

Contact Us

EMC Underwriters, LLC
Phone: 515-345-7650
Toll-free: 800-437-6005
Fax: 515-345-7665

Larry W. Phillips, CPCU, President & COO
Marcy Boggs, VP Operations