EMC began in 1911 as an association of business people providing workers’ compensation coverage to Iowa manufacturers. This year we celebrate 100 years in business, proving that EMC has stood the test of time—providing comprehensive protection, superior service and financial security to its policyholders, agents and employees.
| 1911 | Employers Mutual Casualty Association formed on April 24 to provide workers’ compensation insurance for its members. |
| 1914 | Employers Mutual Casualty Association goes into actual operation with the enactment of Iowa’s workers’ compensation laws. Written premiums reach $52,525. |
| 1920 | As the number of automobiles on the road grows, the company begins to market automobile insurance. |
| 1924 | Employers Mutual Casualty Association name changes to Employers Mutual Casualty Company. |
| 1928 | The company is licensed to sell insurance in Iowa, Nebraska, Missouri and Kansas. |
| 1934 | The first branch office is established in Wichita, Kan. |
| 1938 | The company moves into its own building in downtown Des Moines. |
| 1947 | Assets reach $13,000,000. John W. Gunn retires as president and is succeeded by John Hynes. |
| 1955 | The company adds homeowners, inland marine and multiperil coverage to its book of business. |
| 1956 | The company’s home office is enlarged to accommodate the needs of a growing staff. |
| 1962 | Employers Modern Life Company is formed to provide property and casualty agents with life insurance products. |
| 1968 | To enhance its marketing presence on the East Coast, the company affiliates with Union Mutual Insurance Company of Providence. |
| 1969 | Construction begins on EMC’s 10-story home office building at 717 Mulberry in downtown Des Moines. |
| 1973 | To acquire a larger share of the fire insurance market in North Dakota, the company acquires Dakota Fire Insurance Company. |
| 1974 | EMC Insurance Group Inc., a downstream holding company is formed. |
| 1975 | EMC Underwriters, Ltd. is formed to broker business that cannot find insurance policies through regular insurance markets. |
| 1976 | Illinois EMCASCO Insurance Company formed to help the company better compete in Illinois. |
| 1981 | EMC Reinsurance Company organizes to handle part of EMC’s reinsurance assumed business from other property and casualty companies. |
| 1982 | Acquisition of American Liberty Insurance Company, a Birmingham, Ala., insurance company, gives EMC a stronger presence in southern states. |
| 1982 | EMC Insurance Group Inc. launches its initial public offering. |
| 1984 | EMC Insurance Group Inc. launches a secondary stock offering. |
| 1984 | Acquisition of Farm and City Insurance Companies provides EMC and its agents with access to a stable source of nonstandard risk automobile insurance. |
| 1991 | The company reaches $1 billion in assets. |
| 1997 | EMC’s new 20-story office tower opens. Affiliation with Hamilton Mutual Insurance Company of Cincinnati, Ohio, expands EMC’s marketing efforts. |
| 2001 | EMC launches Count on EMC® brand. |
| 2002 | EMC reaches over $2 billion in assets, more than $1 billion in written premium and more than 500,000 policies in force. |
| 2003 | EMC National Life Company is formed by the merger of Employers Modern Life and National Travelers Life. |
| 2004 | EMC Insurance Group Inc. completes a successful stock offering, adding significantly to capital base. |
| 2007 | Assets reach over $3 billion for the first time in the company’s history. |
| 2010 | EMC Insurance Group Inc. named to Forbes 100 Most Trustworthy Companies list. |
| 2011 | EMC Insurance Companies celebrates 100 years in business. |
EMC Insurance Companies
717 Mulberry Street
P.O. Box 712
Des Moines, Iowa 50306-0712
© Copyright Employers Mutual Casualty Company 2012. All rights reserved.
